# Robinhood: IRA transfer match

Canonical: https://dealaka.com/offers/robinhood-ira-transfer-match-sign-up-bonus

- Status: Limited reports
- Bonus: 1% match
- Requirement: Transfer in; match scales with balance; 5-year hold
- Expires: no published end date
- Availability: Nationwide
- Institution: Robinhood
- Verified: Jul 11, 2026 against robinhood.com
- Field reports: 1

## Summary
Percentage-match economics instead of a flat bonus: Robinhood matches 1% of IRA or brokerage transfers with no cap (the match scales linearly with what you move) and 3% on new IRA contributions with a Gold subscription. The catch is time: matched money has to stay five years, and you must keep Gold a year to get the 3%. Nothing else caps how much you can match, so the five-year hold is the only real question.

## Requirements
1. Open the Robinhood IRA (traditional or Roth) or brokerage account.
2. Initiate an ACATS transfer in; the match posts after settlement.
3. For the 3% contribution match: subscribe to Gold first and keep it 12+ months.
4. Leave matched assets in place 5 years.

## Fine print that matters
- Early withdrawal within 5 years triggers an early-removal fee reclaiming the match.
- Canceling Gold within 12 months claws back the 3% contribution match.
- Transfer-out fees from your old broker may apply; Robinhood has run reimbursement promos. Verify.

## Field reports
- Structure: Uncapped 1% with 5-year hold confirmed via StockBrokers.com review 7/7/26; they rank it the most aggressive scalable match in the industry.

## Offer history
- 2024-2026: 1% uncapped, standing; periodic 2% to 3% limited windows

## Sources
- robinhood.com retirement <https://robinhood.com/us/en/about/retirement/> (checked Jul 11, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._