# Robinhood — 1% uncapped IRA/brokerage transfer match (3% contributions with Gold)

Canonical: https://dealaka.com/offers/robinhood-ira-transfer-match

- Status: Limited reports
- Bonus: 1–3% match
- Requirement: Transfer in; match scales with balance; 5-year hold
- Expires: no published end date
- Availability: Nationwide
- Institution: Robinhood
- Verified: Jul 7, 2026 against robinhood.com
- Field reports: 1

## Summary
Percentage-match economics instead of a flat bonus: Robinhood matches 1% of IRA or brokerage transfers with no cap — the match scales linearly with what you move — and 3% on new IRA contributions with a Gold subscription. The price is time: matched assets must stay five years, and Gold must be kept a year for the 3%. The uncapped scaling is unique; the hold is the whole decision.

## Requirements
1. Open the Robinhood IRA (traditional or Roth) or brokerage account.
2. Initiate an ACATS transfer in; the match posts after settlement.
3. For the 3% contribution match: subscribe to Gold first and keep it 12+ months.
4. Leave matched assets in place 5 years.

## Fine print that matters
- Early withdrawal within 5 years triggers an early-removal fee reclaiming the match.
- Canceling Gold within 12 months claws back the 3% contribution match.
- Transfer-out fees from your old broker may apply; Robinhood has run reimbursement promos — verify.

## Field reports
- Structure: Uncapped 1% with 5-year hold confirmed via StockBrokers.com review 7/7/26; they rank it the most aggressive scalable match in the industry.

## Offer history
- 2024–2026: 1% uncapped — standing; periodic 2–3% limited windows

## Sources
- robinhood.com retirement <https://robinhood.com/us/en/about/retirement/> (checked Jul 7, 2026)
- StockBrokers.com bonus guide <https://www.stockbrokers.com/guides/best-brokerage-account-bonuses> (checked Jul 7, 2026)

_This entry is reference information, not financial advice. Direct links only — Dealaka holds no affiliate relationships._