{"slug":"rocky-mountain-bank-and-trust-rocky-rewards-account-rate","category":"bank","institutionSlug":"rocky-mountain-bank-and-trust","product":"Rocky Rewards Account","title":"Rocky Mountain Bank & Trust Rocky Rewards Account: 5.12% APY","bonus":"5.12% APY","unit":"cash","amount":0,"reqShort":"No minimum balance; 25 debit card transactions +","expiresOn":null,"status":"live","verifiedOn":"2026-08-01","reports":0,"openIssues":0,"states":["CO"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Interest credited monthly per statement cycle","applyDomain":"rmbt.com","applyUrl":"https://www.rmbt.com/personal/open-an-account","summary":"Earn 5.12% APY on the first $10,000 in your Rocky Rewards Account with no minimum balance. You must complete 25 debit card transactions and receive one electronic credit per statement cycle to earn interest. Interest rates are subject to change daily.","reqSteps":[],"finePrint":["Interest rates subject to change daily","Must include 25 debit card transactions and one electronic credit per statement cycle to earn stated APY","Rate applies to first $10,000 in account"],"apy":512,"apyTerm":"ongoing APY","listedOn":"2026-08-01","listedAt":"2026-08-01T13:17:02.460Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"rmbt.com rate page","url":"https://www.rmbt.com/personal/open-an-account","checkedOn":"2026-08-01"}],"needsVerification":false}