# Rocky Mountain Bank & Trust Rocky Rewards Account: 5.12% APY

Canonical: https://dealaka.com/offers/rocky-mountain-bank-and-trust-rocky-rewards-account-rate

- Status: Limited reports
- Bonus: 5.12% APY
- APY: 5.12% (ongoing APY)
- Requirement: No minimum balance; 25 debit card transactions +
- Expires: no published end date
- Availability: CO (CO)
- Institution: Rocky Mountain Bank and Trust
- Verified: Aug 1, 2026 against rmbt.com
- Field reports: 0

## Summary
Earn 5.12% APY on the first $10,000 in your Rocky Rewards Account with no minimum balance. You must complete 25 debit card transactions and receive one electronic credit per statement cycle to earn interest. Interest rates are subject to change daily.

## Requirements
1. Apply through the offer page to open the Rocky Rewards Account.
2. Complete the requirement: No minimum balance; 25 debit card transactions +.

## Fine print that matters
- Interest rates subject to change daily
- Must include 25 debit card transactions and one electronic credit per statement cycle to earn stated APY
- Rate applies to first $10,000 in account

## Sources
- rmbt.com rate page <https://www.rmbt.com/personal/open-an-account> (checked Aug 1, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._