{"slug":"rogue-credit-union-myrewards-checking-rate","category":"bank","institutionSlug":"rogue-credit-union","product":"MyRewards Checking","title":"Rogue Credit Union MyRewards Checking: 3.00% APY","bonus":"3.00% APY","unit":"cash","amount":0,"reqShort":"Requires $1,000+ monthly deposits, 10 debit transactions","expiresOn":null,"status":"live","verifiedOn":"2026-08-14","reports":0,"openIssues":0,"states":["CA","ID","OR"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"roguecu.org","applyUrl":"https://www.roguecu.org/personal/deposit-accounts/checking/myrewards-checking","summary":"MyRewards Checking earns 3.00% APY on the first $1,000 of the balance, with 0% APY on amounts over $1,000. The account requires at least $1,000 deposited monthly, 10 qualifying transactions, and enrollment in paperless statements to earn the stated rate and avoid a $10 monthly fee.","reqSteps":["Deposit at least $1,000 into the account each calendar month.","Complete at least 10 qualifying transactions (debit card, credit card, ACH, or check transactions).","Enroll in paperless statements."],"finePrint":["APY is subject to change and may change after the account is opened.","Balances over $1,000 will earn 0% APY.","A $10 monthly service fee applies unless qualifications are met by 7 pm on the last day of the month.","Transfers between accounts under the same tax reported owner do not qualify toward the deposit requirement.","MyRewards Checking members are eligible for 1% cash back on interest paid into a qualifying loan."],"apy":300,"apyTerm":"ongoing APY on first $1,000, conditional","listedOn":"2026-08-14","listedAt":"2026-08-14T13:03:52.494Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"roguecu.org rate page","url":"https://www.roguecu.org/","checkedOn":"2026-08-14"}],"needsVerification":false}