# Rogue Credit Union MyRewards Checking: 3.00% APY

Canonical: https://dealaka.com/offers/rogue-credit-union-myrewards-checking-rate

- Status: Limited reports
- Bonus: 3.00% APY
- APY: 3.00% (ongoing APY on first $1,000, conditional)
- Requirement: Requires $1,000+ monthly deposits, 10 debit transactions
- Expires: no published end date
- Availability: CA, ID, OR (CA, ID, OR)
- Institution: Rogue Credit Union
- Verified: Aug 14, 2026 against roguecu.org
- Field reports: 0

## Summary
MyRewards Checking earns 3.00% APY on the first $1,000 of the balance, with 0% APY on amounts over $1,000. The account requires at least $1,000 deposited monthly, 10 qualifying transactions, and enrollment in paperless statements to earn the stated rate and avoid a $10 monthly fee.

## Requirements
1. Deposit at least $1,000 into the account each calendar month.
2. Complete at least 10 qualifying transactions (debit card, credit card, ACH, or check transactions).
3. Enroll in paperless statements.

## Fine print that matters
- APY is subject to change and may change after the account is opened.
- Balances over $1,000 will earn 0% APY.
- A $10 monthly service fee applies unless qualifications are met by 7 pm on the last day of the month.
- Transfers between accounts under the same tax reported owner do not qualify toward the deposit requirement.
- MyRewards Checking members are eligible for 1% cash back on interest paid into a qualifying loan.

## Sources
- roguecu.org rate page <https://www.roguecu.org/> (checked Aug 14, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._