{"slug":"route-31-credit-union-extra-mile-checking-rate","category":"bank","institutionSlug":"route-31-credit-union","product":"Extra Mile Checking","title":"Route 31 Credit Union Extra Mile Checking: 6.00% APY","bonus":"6.00% APY","unit":"cash","amount":0,"reqShort":"6% APY up to $6,000, qualifications required","expiresOn":null,"status":"live","verifiedOn":"2026-08-14","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"route31cu.com","applyUrl":"https://route31cu.com/checking","summary":"Route 31 Credit Union offers 6% APY on Extra Mile Checking account balances up to $6,000. To earn this rate, members must enroll in e-statements, log into online banking at least once monthly, make 12 or more debit or credit card transactions per month, and receive one direct deposit or ACH payment from online bill pay per month.","reqSteps":["Enroll in e-statements.","Log in to online banking at least one time per month.","Post and clear 12 or more debit or credit card transactions per month.","Receive one direct deposit into checking account per month or one ACH payment from online bill pay."],"finePrint":["APY applies only to balance up to $6,000","Dividends are estimates and may vary based on account balance and days per month"],"apy":600,"apyTerm":"ongoing APY","listedOn":"2026-08-14","listedAt":"2026-08-14T13:07:10.593Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"route31cu.com rate page","url":"https://route31cu.com/checking","checkedOn":"2026-08-14"}],"needsVerification":false}