# Sacramento Credit Union Free Rewards Checking: 4.50% APY

Canonical: https://dealaka.com/offers/sacramento-credit-union-free-rewards-checking-rate

- Status: Limited reports
- Bonus: 4.50% APY
- APY: 4.50% (ongoing APY on balances up to $25,000)
- Requirement: Monthly qualification requirements required
- Expires: no published end date
- Availability: CA (CA)
- Institution: Sacramento Credit Union
- Verified: Aug 14, 2026 against sacramentocu.org
- Field reports: 0

## Summary
Sacramento Credit Union's Free Rewards Checking earns 4.50% APY on balances up to $25,000 when monthly qualification requirements are met. Balances over $25,000 earn 0.10% APY. The account has no monthly service fees and no minimum balance.

## Requirements
1. Apply through the offer page to open the Free Rewards Checking.
2. Complete the requirement: Monthly qualification requirements required.

## Fine print that matters
- 4.50% apy applies to balances up to $25,000 when monthly qualification requirements are met
- Balances over $25,000 earn 0.10% apy
- Rates subject to change without notice
- Fees may reduce earnings

## Sources
- sacramentocu.org rate page <https://www.sacramentocu.org/> (checked Aug 14, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._