# Sage Credit Union Rewards Checking: 7.00% APY

Canonical: https://dealaka.com/offers/sage-credit-union-rewards-checking-rate

- Status: Limited reports
- Bonus: 7.00% APY
- APY: 7.00% (ongoing APY, conditional on monthly activities)
- Requirement: 15 debit transactions + DD monthly, $0.01 to $10,000 balance
- Expires: no published end date
- Availability: Nationwide
- Institution: Sage Credit Union
- Verified: Aug 14, 2026 against sagecu.org
- Field reports: 0

## Summary
Sage Credit Union's Rewards Checking earns 7.00% APY on balances from $0.01 to $10,000 when you make at least 15 debit card transactions and keep electronic statements active each month. Balances above $10,000 earn 0.02% APY. The account has no minimum balance requirement or monthly fees.

## Requirements
1. Make at least 15 point of sale transactions using your Visa debit card each month.
2. Consent to receive your periodic statements electronically.
3. Maintain at least $5.00 balance in your membership savings account.
4. Ensure credit union loans, if any, are not more than 14 days past due.

## Fine print that matters
- Loans cannot be more than 14 days past due to earn the stated rate.
- Must consent to receive periodic statements electronically.
- Must maintain at least $5.00 in a membership savings account.
- Only the funds that comprise each tier will earn the rate for that tier.
- Dividend rates may change at any time after account opening as determined by the board of directors.
- Fees may reduce earnings.
- Without the monthly qualifications the rate is 0.02% APY.

## Sources
- sagecu.org rate page <https://www.sagecu.org/checking> (checked Aug 14, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._