{"slug":"salem-five-limited-time-cd-ira-special-rate","category":"bank","institutionSlug":"salem-five","product":"Limited-Time CD/IRA Special","title":"Salem Five Limited-Time CD/IRA Special: 4.00% APY","bonus":"4.00% APY","unit":"cash","amount":0,"reqShort":"$10,000 minimum, multiple term lengths","expiresOn":null,"status":"live","verifiedOn":"2026-08-17","reports":0,"openIssues":0,"states":["MA"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Penalty imposed for early withdrawals.","posts":"","applyDomain":"salemfive.com","applyUrl":"https://www.salemfive.com/","summary":"Salem Five offers a 4.00% APY on limited-time CD and IRA specials with terms of 5, 7, 12, 15, or 18 months. A minimum deposit of $10,000 is required for non-IRA CDs, and $2,000 for IRA CDs. Early withdrawals incur a penalty.","reqSteps":[],"finePrint":["A penalty will be imposed for early withdrawals from certificates of deposit (CDs).","Maximum deposit amount is $500,000.","Fees may reduce earnings.","Personal accounts only.","One account per customer."],"apy":400,"apyTerm":"5-, 7-, 12-, 15-, or 18-month terms","listedOn":"2026-08-17","listedAt":"2026-08-17T13:03:30.366Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"salemfive.com rate page","url":"https://www.salemfive.com/","checkedOn":"2026-08-17"}],"needsVerification":false}