# Salem Five Limited-Time CD/IRA Special: 4.00% APY

Canonical: https://dealaka.com/offers/salem-five-limited-time-cd-ira-special-rate

- Status: Limited reports
- Bonus: 4.00% APY
- APY: 4.00% (5-, 7-, 12-, 15-, or 18-month terms)
- Requirement: $10,000 minimum, multiple term lengths
- Expires: no published end date
- Availability: MA (MA)
- Institution: Salem Five
- Verified: Aug 17, 2026 against salemfive.com
- Field reports: 0

## Summary
Salem Five offers a 4.00% APY on limited-time CD and IRA specials with terms of 5, 7, 12, 15, or 18 months. A minimum deposit of $10,000 is required for non-IRA CDs, and $2,000 for IRA CDs. Early withdrawals incur a penalty.

## Requirements
1. Apply through the offer page to open the Limited-Time CD/IRA Special.
2. Complete the requirement: $10,000 minimum, multiple term lengths.

## Fine print that matters
- A penalty will be imposed for early withdrawals from certificates of deposit (CDs).
- Maximum deposit amount is $500,000.
- Fees may reduce earnings.
- Personal accounts only.
- One account per customer.

## Sources
- salemfive.com rate page <https://www.salemfive.com/> (checked Aug 17, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._