# Service 1st Federal Credit Union Checking: $300 bonus

Canonical: https://dealaka.com/offers/service-1st-federal-credit-union-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $300
- Requirement: Debit card txn in 30 days + $250 DD in 30 days
- Expires: Dec 31, 2026
- Availability: Nationwide
- Institution: Service 1st Federal Credit Union
- Verified: Jul 21, 2026 against service1.org
- Field reports: 0

## Summary
Service 1st Federal Credit Union pays up to $300 for opening a new checking account. You get $150 for making a debit card transaction within 30 days and enrolling in digital banking, plus another $150 for setting up a qualifying direct deposit of at least $250 within 30 days.

## Requirements
1. Open a qualified Service 1st checking account.
2. Enroll in a Service 1st Visa debit card, digital banking, and eStatements.
3. Make a debit card transaction within 30 days of account opening to earn $150.
4. Set up a qualifying direct deposit of at least $250 within 30 days of account opening to earn an additional $150.
5. Keep the checking account open for at least 6 months.

## Fine print that matters
- Existing Service 1st checking account holders are not eligible.
- Limited to one checking account bonus per member and does not apply to business accounts.
- Minimum direct deposit amount to qualify is $250; deposits made via digital banking or internet payment providers do not count.
- Account must remain open at least 6 months or the bonus will be deducted from the balance at closing.
- Bonus will be credited within 90 business days after all requirements are met.
- Cannot be combined with other offers except the Service 1st refer-a-friend offer.
- Cash bonuses must be reported as taxable income.
- Offer may be modified or withdrawn at any time without notice.
- Savings account with $5 minimum balance and one-time $1 membership fee required for credit union membership.

## Sources
- service1.org offer page <https://service1.org/promo-landing-pages/tick-tock!-checking> (checked Jul 21, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._