{"slug":"sierra-pacific-federal-credit-union-money-market-rate","category":"bank","institutionSlug":"sierra-pacific-federal-credit-union","product":"Money Market","title":"Sierra Pacific Federal Credit Union Money Market: 3.25% APY","bonus":"3.25% APY","unit":"cash","amount":0,"reqShort":"As high as 3.25% APY with tiered rates","expiresOn":null,"status":"live","verifiedOn":"2026-08-14","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"2 free withdrawals per month allowed","posts":"","applyDomain":"sierrapacificfcu.org","applyUrl":"https://www.sierrapacificfcu.org/personal/checking-savings","summary":"Sierra Pacific's money market account earns as high as 3.25% APY, with rates that increase as your balance increases. The account offers a guaranteed return with 2 free withdrawals per month and is federally insured by the NCUA.","reqSteps":[],"finePrint":["Rates are subject to change","Tiered dividend rates based on balance"],"apy":325,"apyTerm":"ongoing APY","listedOn":"2026-08-14","listedAt":"2026-08-14T13:03:58.589Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"sierrapacificfcu.org rate page","url":"https://www.sierrapacificfcu.org/personal/checking-savings","checkedOn":"2026-08-14"}],"needsVerification":false}