{"slug":"sofi-invest-sign-up-bonus","category":"brokerage","institutionSlug":"sofi","product":"Invest","title":"SoFi Invest: 1% match bonus","bonus":"1% match","unit":"cash","amount":0,"reqShort":"Deposit cash into a taxable SoFi Invest account as a SoFi","expiresOn":null,"status":"live","verifiedOn":"2026-07-19","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":null,"fee":"No fee for the match itself, but SoFi Plus membership costs $10/month","keep":"","posts":"","applyDomain":"sofi.com","applyUrl":"https://www.sofi.com/sofiplus/invest/","summary":"SoFi Plus members get a 1% cash match on eligible deposits into a taxable SoFi Invest account. To keep the full match you must stay a SoFi Plus member for one year and leave the deposited funds in the account for five years, or the match can be partially or fully clawed back.","reqSteps":["Become a SoFi Plus member and keep the subscription active when the deposit settles.","Make an eligible cash deposit (instant transfer from a SoFi bank account or ACH) into a taxable self-directed or robo SoFi Invest account.","Remain a SoFi Plus member for one continuous year after the deposit settles.","Keep the deposited funds in the account for five years to retain the full match."],"finePrint":["Match excludes internal transfers and ACAT transfers.","Canceling SoFi Plus within one year of the deposit forfeits the entire match.","Withdrawing funds before the five-year holding period triggers a proportional early withdrawal fee.","An ACAT transfer out during the five-year period forfeits the entire match for that deposit.","The match may be taxable and reported on IRS Form 1099-INT, 1099-MISC, or 1042-S.","SoFi Plus carries a $10 monthly subscription fee."],"listedOn":"2026-07-19","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"sofi.com offer page","url":"https://www.sofi.com/sofiplus/invest/","checkedOn":"2026-07-19"}],"needsVerification":false}