# SoFi Checking and Savings: up to $400 bonus

Canonical: https://dealaka.com/offers/sofi-sofi-checking-and-savings-400

- Status: Limited reports
- Bonus: up to $400
- Requirement: $5,000+ in direct deposits within 25 days ($50 at $1,000)
- Expires: Dec 31, 2026
- Availability: Nationwide
- Institution: SoFi
- Verified: Jul 17, 2026 against sofi.com
- Field reports: 0

## Summary
SoFi pays a tiered direct-deposit bonus on a new Checking and Savings account. Bring $5,000 or more in direct deposits within 25 days of your first one for the full $400, or $1,000 to $4,999 for $50. There are no account fees.

## Requirements
1. Open a SoFi Checking and Savings account and set up direct deposit.
2. Receive $5,000 or more in eligible direct deposits within 25 days of your first deposit for $400, or $1,000 to $4,999 for $50.
3. The bonus posts within 7 business days of meeting the requirement.

## Fine print that matters
- Eligible direct deposits are from an employer, payroll provider, or government benefits. P2P and bank transfers do not count.
- One bonus per SoFi member. Earn it between May 15 and December 31, 2026.

## Sources
- sofi.com Checking and Savings offer <https://www.sofi.com/banking/checking-offer/> (checked Jul 17, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._