{"slug":"solera-national-bank-balance-builder-money-market-rate","category":"bank","institutionSlug":"solera-national-bank","product":"Balance Builder Money Market","title":"Solera National Bank Balance Builder Money Market: 4.34% APY","bonus":"4.34% APY","unit":"cash","amount":0,"reqShort":"$1,000 minimum daily balance; 4.34% with Effortless Checking","expiresOn":null,"status":"live","verifiedOn":"2026-08-21","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"solerabank.com","applyUrl":"https://www.solerabank.com/","summary":"Solera National Bank's Balance Builder Money Market earns 4.08% APY on its own, or 4.34% APY when bundled with an Effortless Checking account. The rate requires a $1,000 minimum daily balance. The rate is variable and may change after account opening.","reqSteps":[],"finePrint":["Rate is variable and may change after account opening.","Not available for retirement accounts (IRA, solo 401(k), or similar).","Bundle rate requires Effortless Checking account with $1,000 average daily balance to waive $10/month service fee."],"apy":434,"apyTerm":"ongoing APY with bundle","listedOn":"2026-08-21","listedAt":"2026-08-21T13:06:57.456Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"solerabank.com rate page","url":"https://www.solerabank.com/","checkedOn":"2026-08-21"}],"needsVerification":false}