# Solera National Bank Balance Builder Money Market: 4.34% APY

Canonical: https://dealaka.com/offers/solera-national-bank-balance-builder-money-market-rate

- Status: Limited reports
- Bonus: 4.34% APY
- APY: 4.34% (ongoing APY with bundle)
- Requirement: $1,000 minimum daily balance; 4.34% with Effortless Checking
- Expires: no published end date
- Availability: Nationwide
- Institution: Solera National Bank
- Verified: Aug 21, 2026 against solerabank.com
- Field reports: 0

## Summary
Solera National Bank's Balance Builder Money Market earns 4.08% APY on its own, or 4.34% APY when bundled with an Effortless Checking account. The rate requires a $1,000 minimum daily balance. The rate is variable and may change after account opening.

## Requirements
1. Apply through the offer page to open the Balance Builder Money Market.
2. Complete the requirement: $1,000 minimum daily balance; 4.34% with Effortless Checking.

## Fine print that matters
- Rate is variable and may change after account opening.
- Not available for retirement accounts (IRA, solo 401(k), or similar).
- Bundle rate requires Effortless Checking account with $1,000 average daily balance to waive $10/month service fee.

## Sources
- solerabank.com rate page <https://www.solerabank.com/> (checked Aug 21, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._