# SouthState Bank Checking: $200 bonus

Canonical: https://dealaka.com/offers/southstate-bank-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $200
- Requirement: 15 debit purchases + $250 direct deposit in 60 days
- Expires: no published end date
- Availability: Nationwide
- Institution: Southstate Bank
- Verified: Jul 19, 2026 against southstatebank.com
- Field reports: 0

## Summary
SouthState Bank pays new customers $200 for opening a personal checking account with promo code EARN200. To get it you need at least 15 debit card purchases and either $250 in cumulative direct deposits or a $25 preauthorized draft, all within 60 days of opening the account.

## Requirements
1. Open a new SouthState personal checking account online using promo code EARN200.
2. Make at least 15 posted debit card purchases or payments within 60 calendar days.
3. Receive cumulative direct deposits of at least $250, or set up a preauthorized automatic draft of at least $25, within 60 days.
4. Keep the account open with no product changes until the bonus posts.

## Fine print that matters
- Not available to current or recent (past 12 months) SouthState personal checking owners or joint owners.
- Excludes SouthState at Work product type accounts.
- Bonus limited to one per primary or joint owner on an eligible account.
- Cannot be combined with other checking or deposit offers.
- Internal transfers, mobile deposits, debit card deposits, P2P transfers, instant payments, and in-person/ATM deposits do not count as direct deposits.
- Recurring debit card payments, P2P transfers, and instant payments do not count as preauthorized drafts.
- Bonus posts within 2 business days after the 60-day qualifying period ends.
- Bonus is reported to tax authorities as required by law.
- $5 monthly maintenance fee applies unless enrolled in eStatements.
- $25 minimum deposit required if opened at a branch; no minimum if opened online.

## Sources
- southstatebank.com offer page <https://www.southstatebank.com/personal/bank/earn200-promo> (checked Jul 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._