{"slug":"stanford-fcu-spending-account-sign-up-bonus","category":"bank","institutionSlug":"stanford-fcu","product":"Spending Account","title":"Stanford FCU Spending Account: $500 bonus","bonus":"$500","unit":"cash","amount":500,"reqShort":"$2,500 DD + $1,000 card spend/mo for 3 mo","expiresOn":null,"status":"live","verifiedOn":"2026-07-20","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No fee","keep":"","posts":"","applyDomain":"sfcu.org","applyUrl":"https://www.sfcu.org/why-stanford-fcu/membership-benefits/offer","summary":"Stanford FCU offers new members up to $625 in total bonuses, with the largest single reward being $500 for opening a spending account and maintaining $2,500 in monthly direct deposits plus $1,000 in monthly card spending for three consecutive months. Smaller bonuses are available for other actions like applying for a credit card or enrolling in estatements.","reqSteps":["Open a new Stanford FCU membership with an everyday, high yield, or student spending account.","Receive at least $2,500 in payroll or Social Security direct deposits each month for 3 consecutive months.","Spend a combined minimum of $1,000 per month on Stanford FCU debit and/or credit cards for the same 3 consecutive months.","Meet all requirements within the eligibility period (90-120 days after joining)."],"finePrint":["Other deposits such as checks, transfers, Venmo, Zelle, and PayPal do not count as qualifying direct deposits.","New member offers are not available to existing members or Stanford FCU employees.","Offers are limited to one per member and not applicable to additionally opened or joint accounts.","No offer may be combined with any other Stanford FCU promotion.","Rewards are credited to the member's Cashback+ wallet, typically by the 5th business day after the month requirements are met.","Account must be open, active, and in good standing when the reward is credited.","Taxes on rewards are the responsibility of the recipient.","Additional smaller bonuses ($35, $30, $25, $15, $5 each) are available for other actions like applying for a credit card, opening a certificate, attending a welcome appointment, enrolling in estatements, etc."],"listedOn":"2026-07-20","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"sfcu.org offer page","url":"https://www.sfcu.org/why-stanford-fcu/membership-benefits/offer","checkedOn":"2026-07-20"}],"needsVerification":false}