{"slug":"star-usa-fcu-bonus-rewards-program-money-rate","category":"bank","institutionSlug":"star-usa-fcu","product":"Bonus Rewards Program Money","title":"Star USA FCU Bonus Rewards Program Money: 3.39% APY","bonus":"3.39% APY","unit":"cash","amount":0,"reqShort":"Conditional: $2k monthly deposit, 15 debit txns","expiresOn":null,"status":"live","verifiedOn":"2026-08-15","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Dividends posted monthly.","applyDomain":"starusafcu.com","applyUrl":"https://www.starusafcu.com/savings-checking","summary":"This money market account earns 3.39% APY on balances up to $50,000 when you meet monthly qualifications: $2,000 in direct deposits or ACH transfers, 15 debit card transactions, and e-statement enrollment. Balances over $50,000 earn a lower rate. The account requires a $5,000 month-end aggregate balance across deposit accounts.","reqSteps":["Receive at least $2,000 per month in direct deposits or ACH deposits (aggregate total).","Make at least 15 debit card transactions per month.","Utilize online banking and receive e-statements.","Maintain a month-end aggregate balance of $5,000 across share, checking, share plus, money market, and super share accounts."],"finePrint":["Balances over $50,000 will earn a lower rate.","Rates are subject to change at any time and are not guaranteed.","Rates subject to change on a monthly basis."],"apy":339,"apyTerm":"ongoing APY on balances up to $50,000","listedOn":"2026-08-15","listedAt":"2026-08-15T13:02:29.619Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"starusafcu.com rate page","url":"https://www.starusafcu.com/savings-checking","checkedOn":"2026-08-15"}],"needsVerification":false}