# Star USA FCU Bonus Rewards Program Money: 3.39% APY

Canonical: https://dealaka.com/offers/star-usa-fcu-bonus-rewards-program-money-rate

- Status: Limited reports
- Bonus: 3.39% APY
- APY: 3.39% (ongoing APY on balances up to $50,000)
- Requirement: Conditional: $2k monthly deposit, 15 debit txns
- Expires: no published end date
- Availability: Nationwide
- Institution: Star USA FCU
- Verified: Aug 15, 2026 against starusafcu.com
- Field reports: 0

## Summary
This money market account earns 3.39% APY on balances up to $50,000 when you meet monthly qualifications: $2,000 in direct deposits or ACH transfers, 15 debit card transactions, and e-statement enrollment. Balances over $50,000 earn a lower rate. The account requires a $5,000 month-end aggregate balance across deposit accounts.

## Requirements
1. Receive at least $2,000 per month in direct deposits or ACH deposits (aggregate total).
2. Make at least 15 debit card transactions per month.
3. Utilize online banking and receive e-statements.
4. Maintain a month-end aggregate balance of $5,000 across share, checking, share plus, money market, and super share accounts.

## Fine print that matters
- Balances over $50,000 will earn a lower rate.
- Rates are subject to change at any time and are not guaranteed.
- Rates subject to change on a monthly basis.

## Sources
- starusafcu.com rate page <https://www.starusafcu.com/savings-checking> (checked Aug 15, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._