{"slug":"sterling-bank-personal-checking-sign-up-bonus","category":"bank","institutionSlug":"sterling-bank","product":"Personal Checking","title":"Sterling Bank Personal Checking: $100 bonus","bonus":"$100","unit":"cash","amount":100,"reqShort":"12+ debit txns, direct deposit $500+, eStatements in 45 days","expiresOn":null,"status":"live","verifiedOn":"2026-08-21","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No monthly service charge and no minimum balance on the checking accounts described","keep":"","posts":"Credited the next business day following the 46th day of account opening","applyDomain":"sterbank.bank","applyUrl":"https://www.sterbank.bank/personal/checking","summary":"Sterling Bank will pay $100 to new personal checking customers who make 12 or more debit card transactions, enroll in eStatements, and receive at least $500 in direct deposit, all within the first 45 days of opening the account.","reqSteps":["Open a new personal checking account.","Use your debit card 12 or more times within the first 45 days.","Enroll in eStatements within the first 45 days.","Receive $500 or more in ACH/direct deposit within the first 45 days."],"finePrint":["Minimum opening deposit is only $50.","Non-sufficient funds, overdraft, and other fees as disclosed in the fee schedule may apply.","The reward is available for a limited time.","Bank rules and regulations apply.","UChoose Rewards is not an affiliate of Sterling Bank."],"listedOn":"2026-08-21","listedAt":"2026-08-21T13:04:57.053Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"sterbank.bank offer page","url":"https://www.sterbank.bank/personal/checking","checkedOn":"2026-08-21"}],"needsVerification":false}