{"slug":"sullivan-bank-priority-plus-checking-rate","category":"bank","institutionSlug":"sullivan-bank","product":"Priority Plus Checking","title":"Sullivan Bank Priority Plus Checking: 5.00% APY","bonus":"5.00% APY","unit":"cash","amount":0,"reqShort":"12 debit txns $300+, DD/DB, e-stmt, login monthly","expiresOn":null,"status":"live","verifiedOn":"2026-08-21","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"sullivanbank.com","applyUrl":"https://www.sullivanbank.com/personal/accounts/checking-accounts","summary":"Sullivan Bank's Priority Plus checking account earns 5.00% APY on balances up to $25,000 when you complete monthly qualifications: 12 or more debit card transactions totaling at least $300, accept e-statements, have at least one direct deposit or direct debit, and log into online banking at least once. Balances over $25,000 and non-qualified months earn 0.05% APY.","reqSteps":["Make 12 or more debit card point-of-sale transactions totaling a minimum of $300 during the statement cycle.","Accept electronic delivery of monthly e-statements.","Receive at least one direct deposit or direct debit clear the account during the statement cycle.","Log into online banking at least once during the statement cycle."],"finePrint":["5.00% APY accurate as of January 1, 2026","Rates may change after account opening","Limited to 2 accounts per individual listed as primary account owner","Non-qualified balances or balances over $25,000 earn 0.05% APY","Without the monthly qualifications the rate is 0.05% APY."],"apy":500,"apyTerm":"Ongoing APY, conditional on monthly qualifications","listedOn":"2026-08-21","listedAt":"2026-08-21T13:05:06.218Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"sullivanbank.com rate page","url":"https://www.sullivanbank.com/personal/accounts/checking-accounts","checkedOn":"2026-08-21"}],"needsVerification":false}