# Sun East Federal Credit Union 13-Month Certificate: 4.20% APY

Canonical: https://dealaka.com/offers/sun-east-federal-credit-union-13-month-certificate-rate

- Status: Limited reports
- Bonus: 4.20% APY
- APY: 4.20% (13-month term)
- Requirement: $5,000 minimum, 13-month term
- Expires: no published end date
- Availability: Nationwide
- Institution: Sun East Federal Credit Union
- Verified: Aug 15, 2026 against suneast.org
- Field reports: 0

## Summary
Sun East offers 4.20% APY on a 13-month certificate with a $5,000 minimum deposit. This is a limited-time promotional rate for new money from outside the credit union. After the initial term, the certificate automatically renews into a 12-month certificate at the then-current rate.

## Requirements
1. Apply through the offer page to open the 13-Month Certificate.
2. Complete the requirement: $5,000 minimum, 13-month term.

## Fine print that matters
- New money required (funds from another institution, not on deposit at Sun East within prior 6 months)
- Limited-time offer; rates subject to change without notice
- Penalty for early withdrawal
- Credit union membership required
- After initial term, renews into 12-month certificate at then-current rate

## Sources
- suneast.org rate page <https://www.suneast.org/> (checked Aug 15, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._