# TD Bank Checking & Savings: $500 bonus

Canonical: https://dealaka.com/offers/td-bank-checking-and-savings-sign-up-bonus

- Status: Limited reports
- Bonus: $500
- Requirement: $2,500 DD to Beyond Checking + $10k deposit to Signature
- Expires: Jul 30, 2026
- Availability: Nationwide
- Institution: TD Bank
- Verified: Jul 25, 2026 against td.com
- Field reports: 0

## Summary
TD Bank is offering new customers up to $500 for opening a checking account and a savings account together. You get $300 for opening TD Beyond Checking and setting up $2,500 in qualifying direct deposits within 60 days, plus $200 for opening TD Signature Savings and depositing at least $10,000 within 20 days and keeping it there for 90 more days.

## Requirements
1. Open a new TD Beyond Checking account online.
2. Have at least $2,500 in qualifying direct deposits post to the account within 60 days to earn a $300 bonus.
3. Open a new TD Signature Savings account (can be bundled with checking).
4. Deposit at least $10,000 within the first 20 days and maintain that balance for 90 additional days to earn a $200 bonus.
5. Keep both accounts open; bonuses pay out within 180 days of opening.

## Fine print that matters
- Offer valid through July 30, 2026 and only for accounts opened through a qualifying channel.
- Not eligible if you are an existing TD Bank personal checking or savings customer, closed a similar account in the prior 12 months, or previously received a bonus for that account type.
- Qualifying direct deposits must be electronic payroll, pension, or government benefit payments of at least $250 each; P2P and account transfers do not count.
- TD Beyond Checking has a $25 monthly fee waivable via direct deposits, minimum daily balance, or linked balances.
- TD Complete Checking has a $15 monthly fee waivable via similar methods.
- Checking bonus is paid on or before 180 days after account opening.

## Sources
- td.com offer page <https://www.td.com/us/en/personal-banking/checking-and-saving-bonus> (checked Jul 25, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._