{"slug":"texas-capital-bank-star-plus-checking-sign-up-bonus","category":"bank","institutionSlug":"texas-capital-bank","product":"Star Plus Checking","title":"Texas Capital Bank Star Plus Checking: $200 bonus","bonus":"$200","unit":"cash","amount":200,"reqShort":"$1,500 deposits, then $2,500 balance for 3 cycles","expiresOn":"2026-08-31","status":"live","verifiedOn":"2026-07-20","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"Not stated in the promotion terms","keep":"Account must stay open and active through each statement period","posts":"Welcome bonus at the close of the qualifying statement period; each activity bonus monthly","applyDomain":"texascapitalbank.com","applyUrl":"https://texascapitalbank.com/promotional-offers-terms-conditions","summary":"Texas Capital Bank splits this $200 into a one-time $50 welcome bonus for depositing $1,500, plus three $50 activity bonuses. Each activity bonus needs both five debit purchases totaling $300 and a $2,500 average monthly balance, in three separate statement periods. Only the $50 welcome bonus is easy to earn.","reqSteps":["Open a new Star Plus Checking account between April 1, 2026 and August 31, 2026.","Make qualifying deposits totaling at least $1,500 to earn the one-time $50 welcome bonus.","In each of three statement periods, use the debit card for five or more purchases totaling at least $300.","In those same statement periods, maintain an average monthly balance of at least $2,500 to earn each $50 activity bonus."],"finePrint":["The reward period runs April 1, 2026 through November 30, 2026, so the three activity months must fall inside it.","Both the debit spend and the $2,500 average balance must be met in the same statement period for that month to count.","Qualifying deposits include direct deposit, external ACH, in-branch teller deposits, mobile check deposits, and incoming wires.","ATM deposits, micro-deposits, internal transfers, and P2P payments such as Zelle, Venmo, and PayPal do not count toward the $1,500.","Debit card money transfers, ATM transactions, and P2P payments do not count toward the five qualifying purchases.","Clients holding a Star Plus Checking account as of March 31, 2026 are not eligible.","Closing the account during the reward period forfeits the offer and you cannot requalify by opening a new one.","Limit one offer per customer, paid to the primary account owner, and reported to the IRS."],"reqUsd":2500,"listedOn":"2026-07-20","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"texascapitalbank.com promotional offers page","url":"https://texascapitalbank.com/promotional-offers-terms-conditions","checkedOn":"2026-07-20"},{"label":"Star Plus Checking $200 promo terms and disclosures (PDF)","url":"https://texascapitalbank.com/sites/default/files/documents/Disclosures/TCB%20Star%20Plus%20Checking%20%24200%20Promo%20Terms%20and%20Disclosures.pdf","checkedOn":"2026-07-20"}],"needsVerification":false}