{"slug":"thrive-credit-union-ultimate-checking-rate","category":"bank","institutionSlug":"thrive-credit-union","product":"Ultimate Checking","title":"Thrive Credit Union Ultimate Checking: 3.00% APY","bonus":"3.00% APY","unit":"cash","amount":0,"reqShort":"3.0% APY on up to $15,000, conditional","expiresOn":null,"status":"live","verifiedOn":"2026-08-15","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Dividends are paid monthly.","applyDomain":"thrivecu.org","applyUrl":"https://www.thrivecu.org/checking","summary":"Earn 3.0% APY on balances up to $15,000 per month. To qualify, you must be enrolled in e-statements, have a Thrive debit card and complete 15 debit card transactions per month, and have direct deposit at Thrive. The rate is subject to change at any time.","reqSteps":["Be enrolled in e-statements.","Have a Thrive debit card and complete 15 debit card transactions per month.","Have direct deposit at Thrive."],"finePrint":["Rate is subject to change at any time at the discretion of the board of directors.","APY applies only to balances up to $15,000."],"apy":300,"apyTerm":"ongoing APY","listedOn":"2026-08-15","listedAt":"2026-08-15T13:02:39.324Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"thrivecu.org rate page","url":"https://www.thrivecu.org/checking","checkedOn":"2026-08-15"}],"needsVerification":false}