# Together Credit Union 11 Month CD: 4.00% APY

Canonical: https://dealaka.com/offers/together-credit-union-11-month-cd-rate

- Status: Limited reports
- Bonus: 4.00% APY
- APY: 4.00% (11-month term, promotional rate)
- Requirement: $1,000 minimum, 11-month term, promo rate
- Expires: no published end date
- Availability: Nationwide
- Institution: Together Credit Union
- Verified: Aug 15, 2026 against togethercu.org
- Field reports: 0

## Summary
Together Credit Union is offering 4.00% APY on an 11-month CD with a $1,000 minimum deposit. This is a promotional rate available for a limited time. The rate is fixed for the term and subject to an early withdrawal penalty.

## Requirements
1. Apply through the offer page to open the 11 Month CD.
2. Complete the requirement: $1,000 minimum, 11-month term, promo rate.

## Fine print that matters
- Subject to penalty for early withdrawal.
- Fees/penalties can reduce earnings.
- Federally insured by NCUA.
- Cannot be combined with any other promotional offer; member merits rate bonus does not apply.
- After maturity CD will renew to current rate for existing 12 month CD term.
- For new CDs only, existing terms will not automatically renew into special.
- Minimum $500 balance required for youth account CDs.

## Sources
- togethercu.org rate page <https://www.togethercu.org/> (checked Aug 15, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._