{"slug":"top-tier-federal-credit-union-24-month-term-certificate-rate","category":"bank","institutionSlug":"top-tier-federal-credit-union","product":"24 Month Term Certificate","title":"Top Tier Federal Credit Union 24 Month Term Certificate: 4.00% APY","bonus":"4.00% APY","unit":"cash","amount":0,"reqShort":"$500 minimum, 24-month term","expiresOn":null,"status":"live","verifiedOn":"2026-08-15","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"toptierfcu.org","applyUrl":"https://www.toptierfcu.org/","summary":"This 24-month CD earns 4.00% APY with no new money requirement. A minimum of $500 is required to open.","reqSteps":[],"finePrint":[],"apy":400,"apyTerm":"24-month term","listedOn":"2026-08-15","listedAt":"2026-08-15T13:07:17.844Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"toptierfcu.org rate page","url":"https://www.toptierfcu.org/","checkedOn":"2026-08-15"}],"needsVerification":false}