# TrueEnergy FCU 15-Month Share Certificate: 4.50% APY

Canonical: https://dealaka.com/offers/trueenergy-federal-credit-union-15-month-share-certificate-rate

- Status: Limited reports
- Bonus: 4.50% APY
- APY: 4.50% (15-month promotional term)
- Requirement: $1,000 minimum, 15-month term, new money only
- Expires: no published end date
- Availability: VA (VA)
- Institution: TruEnergy Federal Credit Union
- Verified: Aug 15, 2026 against truenergyfcu.org
- Field reports: 0

## Summary
This 15-month share certificate earns 4.50% APY for new funds not currently on deposit, or 4.00% APY for existing deposits. The rate is fixed and guaranteed for the full 15-month term. Early withdrawal penalties may apply.

## Requirements
1. Apply through the offer page to open the 15-Month Share Certificate.
2. Complete the requirement: $1,000 minimum, 15-month term, new money only.

## Fine print that matters
- Promotional rates effective August 17, 2026, and subject to change or end without notice.
- Early withdrawal penalties may apply and could reduce earnings.
- Fees may reduce earnings.
- Unless otherwise instructed, the certificate will automatically renew into the closest comparable share certificate at the rate in effect at maturity.
- No jumbo or IRA rates are available with this promotion.

## Sources
- truenergyfcu.org rate page <https://www.truenergyfcu.org/cdpromotion> (checked Aug 15, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._