{"slug":"trunorth-federal-credit-union-trurewards-checking-rate","category":"bank","institutionSlug":"trunorth-federal-credit-union","product":"TruRewards Checking","title":"Trunorth Federal Credit Union TruRewards Checking: 3.56% APY","bonus":"3.56% APY","unit":"cash","amount":0,"reqShort":"Up to $10,000/month, requires 20 debit transactions, ACH","expiresOn":null,"status":"live","verifiedOn":"2026-08-01","reports":0,"openIssues":0,"states":["MI"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"trunorthcu.org","applyUrl":"https://www.trunorthcu.org/trurewards-checking/","summary":"This rewards checking account earns 3.56% APY on balances up to $10,000 each month when you meet qualifying conditions: log in monthly, complete an ACH transaction, enroll in e-statements, and make 20 non-PIN debit transactions. ATM fees are refunded up to $10 per month.","reqSteps":[],"finePrint":["Must have an open checking account with Trunorth","APY applies only to balances up to $10,000 per month","Requires monthly login to online or mobile banking","Requires at least one ACH transaction per month","Requires enrollment in e-statements","Requires at least 20 non-PIN debit card transactions to post per month","ATM fee refund capped at $10 per month"],"apy":356,"apyTerm":"ongoing APY with qualifying activities","listedOn":"2026-08-01","listedAt":"2026-08-01T13:03:58.015Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"trunorthcu.org rate page","url":"https://www.trunorthcu.org/trurewards-checking/","checkedOn":"2026-08-01"}],"needsVerification":false}