# Trunorth Federal Credit Union TruRewards Checking: 3.56% APY

Canonical: https://dealaka.com/offers/trunorth-federal-credit-union-trurewards-checking-rate

- Status: Limited reports
- Bonus: 3.56% APY
- APY: 3.56% (ongoing APY with qualifying activities)
- Requirement: Up to $10,000/month, requires 20 debit transactions, ACH
- Expires: no published end date
- Availability: MI (MI)
- Institution: Trunorth Federal Credit Union
- Verified: Aug 1, 2026 against trunorthcu.org
- Field reports: 0

## Summary
This rewards checking account earns 3.56% APY on balances up to $10,000 each month when you meet qualifying conditions: log in monthly, complete an ACH transaction, enroll in e-statements, and make 20 non-PIN debit transactions. ATM fees are refunded up to $10 per month.

## Requirements
1. Apply through the offer page to open the TruRewards Checking.
2. Complete the requirement: Up to $10,000/month, requires 20 debit transactions, ACH.

## Fine print that matters
- Must have an open checking account with Trunorth
- APY applies only to balances up to $10,000 per month
- Requires monthly login to online or mobile banking
- Requires at least one ACH transaction per month
- Requires enrollment in e-statements
- Requires at least 20 non-PIN debit card transactions to post per month
- ATM fee refund capped at $10 per month

## Sources
- trunorthcu.org rate page <https://www.trunorthcu.org/trurewards-checking/> (checked Aug 1, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._