# Trustco Bank Home Town Free Checking: $300 bonus

Canonical: https://dealaka.com/offers/trustco-bank-home-town-free-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $300
- Requirement: Open in branch, set up $500+/mo recurring DD within 60 days
- Expires: Jul 31, 2026
- Availability: Nationwide
- Institution: TrustCo Bank
- Verified: Jul 31, 2026 against trustcobank.com
- Field reports: 0

## Summary
Open a new Home Town Free Checking account in person at a Trustco Bank branch and set up a recurring direct deposit of at least $500 a month within 60 days to earn a $300 bonus. The bonus is credited within 90 days of meeting the requirements.

## Requirements
1. Open a new Home Town Free Checking account in-branch with a minimum of $50.
2. Set up a recurring direct deposit (payroll, Social Security, or pension) of at least $500 monthly.
3. Complete the direct deposit setup within 60 calendar days of opening the account.
4. Receive the $300 bonus credited within 90 days after requirements are met.

## Fine print that matters
- Offer only available when opening account in-branch; accounts opened online are excluded.
- Promotional period is 6/1/2026 to 7/31/2026.
- Only one offer per eligible household per 12-month period.
- Trustco employees are not eligible to participate.
- All bonuses will be reported to the IRS.
- Trustco reserves the right to alter or withdraw the offer without prior notice.

## Sources
- trustcobank.com offer page <https://www.trustcobank.com/get-300-on-us/> (checked Jul 31, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._