{"slug":"ukrainian-federal-credit-union-13-month-share-certificate-rate","category":"bank","institutionSlug":"ukrainian-federal-credit-union","product":"13-Month Share Certificate","title":"Ukrainian FCU 13-Month Share Certificate: 3.75% APY","bonus":"3.75% APY","unit":"cash","amount":0,"reqShort":"$500 minimum, 13-month term, in-branch only","expiresOn":null,"status":"live","verifiedOn":"2026-08-15","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Penalty for early withdrawal of principal before maturity.","posts":"Dividends compounded and credited quarterly.","applyDomain":"ukrainianfcu.org","applyUrl":"https://ukrainianfcu.org/personal/promotions","summary":"Ukrainian Federal Credit Union offers 3.75% APY on a 13-month share certificate with a $500 minimum deposit, opened in branch only. Dividends are compounded and credited quarterly. Early withdrawal of principal incurs a penalty, though dividends may be withdrawn anytime without penalty.","reqSteps":[],"finePrint":["APY is annual percentage yield; rate is effective as of 3/25/26.","Minimum deposit is $500.","Must open this special share certificate account in branch.","There is a penalty to withdraw the principal deposited before maturity date; dividends may be withdrawn without penalties.","The APY will remain in effect for the term of the certificate.","Dividends are compounded and credited quarterly.","Fees may reduce earnings.","Rates may change at any time.","No rate adjustment on prior share certificates.","New money not required.","Membership subject to eligibility and federally insured by NCUA."],"apy":375,"apyTerm":"13-month term","listedOn":"2026-08-15","listedAt":"2026-08-15T13:04:06.898Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"ukrainianfcu.org rate page","url":"https://ukrainianfcu.org/personal/promotions","checkedOn":"2026-08-15"}],"needsVerification":false}