# Ukrainian FCU 13-Month Share Certificate: 3.75% APY

Canonical: https://dealaka.com/offers/ukrainian-federal-credit-union-13-month-share-certificate-rate

- Status: Limited reports
- Bonus: 3.75% APY
- APY: 3.75% (13-month term)
- Requirement: $500 minimum, 13-month term, in-branch only
- Expires: no published end date
- Availability: Nationwide
- Institution: Ukrainian Federal Credit Union
- Verified: Aug 15, 2026 against ukrainianfcu.org
- Field reports: 0

## Summary
Ukrainian Federal Credit Union offers 3.75% APY on a 13-month share certificate with a $500 minimum deposit, opened in branch only. Dividends are compounded and credited quarterly. Early withdrawal of principal incurs a penalty, though dividends may be withdrawn anytime without penalty.

## Requirements
1. Apply through the offer page to open the 13-Month Share Certificate.
2. Complete the requirement: $500 minimum, 13-month term, in-branch only.

## Fine print that matters
- APY is annual percentage yield; rate is effective as of 3/25/26.
- Minimum deposit is $500.
- Must open this special share certificate account in branch.
- There is a penalty to withdraw the principal deposited before maturity date; dividends may be withdrawn without penalties.
- The APY will remain in effect for the term of the certificate.
- Dividends are compounded and credited quarterly.
- Fees may reduce earnings.
- Rates may change at any time.
- No rate adjustment on prior share certificates.
- New money not required.
- Membership subject to eligibility and federally insured by NCUA.

## Sources
- ukrainianfcu.org rate page <https://ukrainianfcu.org/personal/promotions> (checked Aug 15, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._