{"slug":"ulster-savings-bank-smart-start-checking-sign-up-bonus","category":"bank","institutionSlug":"ulster-savings-bank","product":"Smart Start Checking","title":"Ulster Savings Bank Smart Start Checking: $25 bonus","bonus":"$25","unit":"cash","amount":25,"reqShort":"Complete 10-module financial ed playlist, open account","expiresOn":null,"status":"live","verifiedOn":"2026-08-21","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"Not stated on this page","keep":"","posts":"","applyDomain":"ulstersavings.com","applyUrl":"https://www.ulstersavings.com/personal/checking/student-banking","summary":"Ulster Savings Bank's Smart Start Checking account is designed for students aged 13 to 17 with a parent or guardian as joint owner. Complete a 10 module playlist in the bank's online financial education center and present your certificate when opening the account to get a $25 deposit.","reqSteps":["Complete a 10 module playlist in the online financial education center.","Present your certificate when you open your new Smart Start Checking account.","Receive your $25 deposit from the bank."],"finePrint":["Minimum deposit of $25 required.","Account credit is reported on a 1099-INT as interest earned.","Ask an account representative at time of account opening for details.","Account is not eligible for overdraft privileges, though other fees like insufficient funds may apply."],"listedOn":"2026-08-21","listedAt":"2026-08-21T13:05:07.503Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"ulstersavings.com offer page","url":"https://www.ulstersavings.com/personal/checking/student-banking","checkedOn":"2026-08-21"}],"needsVerification":false}