# Ulster Savings Bank Smart Start Checking: $25 bonus

Canonical: https://dealaka.com/offers/ulster-savings-bank-smart-start-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $25
- Requirement: Complete 10-module financial ed playlist, open account
- Expires: no published end date
- Availability: Nationwide
- Institution: Ulster Savings Bank
- Verified: Aug 21, 2026 against ulstersavings.com
- Field reports: 0

## Summary
Ulster Savings Bank's Smart Start Checking account is designed for students aged 13 to 17 with a parent or guardian as joint owner. Complete a 10 module playlist in the bank's online financial education center and present your certificate when opening the account to get a $25 deposit.

## Requirements
1. Complete a 10 module playlist in the online financial education center.
2. Present your certificate when you open your new Smart Start Checking account.
3. Receive your $25 deposit from the bank.

## Fine print that matters
- Minimum deposit of $25 required.
- Account credit is reported on a 1099-INT as interest earned.
- Ask an account representative at time of account opening for details.
- Account is not eligible for overdraft privileges, though other fees like insufficient funds may apply.

## Sources
- ulstersavings.com offer page <https://www.ulstersavings.com/personal/checking/student-banking> (checked Aug 21, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._