{"slug":"union-savings-bank-essential-checking-sign-up-bonus","category":"bank","institutionSlug":"union-savings-bank","product":"Essential Checking","title":"Union Savings Bank Essential Checking: $400 bonus","bonus":"$400","unit":"cash","amount":400,"reqShort":"DD + 10 debit purchases + $500 savings bal 60 days","expiresOn":"2026-09-19","status":"live","verifiedOn":"2026-07-30","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No monthly service fee on Essential Checking","keep":"Account must be open and in good standing to receive the bonus","posts":"Bonus amounts credited between September 1, 2026 and December 31, 2026, depending on account open date","applyDomain":"unionsavings.com","applyUrl":"https://www.unionsavings.com/personal-checking/400-checking-bonus/","summary":"Union Savings Bank offers up to $400 for opening an Essential Checking account. You earn $150 for one direct deposit, $100 for making 10 debit card purchases, and $150 for opening a savings account and keeping a $500 average balance for 60 days.","reqSteps":["Open a new Essential Checking account with $25 or more as the primary account holder.","Make one qualifying direct deposit within 60 days to earn $150.","Open a USB debit card and make 10 debit purchases within 60 days to earn $100.","Open an Essential Savings account at the same time and maintain a $500 average balance for 60 days to earn $150."],"finePrint":["Offer not available to existing USB personal checking customers or those whose accounts were closed in the previous 12 months.","Limit one offer per customer.","P2P, bank transfers, or other electronic money transfers do not qualify as direct deposits.","ATM transactions do not count toward the 10 debit card purchases.","Bonuses are subject to 1099 IRS reporting requirements.","Employees of Union Savings Bank are not eligible.","New USB savings customers only for the savings bonus portion."],"listedOn":"2026-07-30","listedAt":"2026-07-30T17:28:04.192Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"unionsavings.com offer page","url":"https://www.unionsavings.com/personal-checking/400-checking-bonus/","checkedOn":"2026-07-30"}],"needsVerification":false}