# Union Savings Bank Essential Checking: $400 bonus

Canonical: https://dealaka.com/offers/union-savings-bank-essential-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $400
- Requirement: DD + 10 debit purchases + $500 savings bal 60 days
- Expires: Sep 19, 2026
- Availability: Nationwide
- Institution: Union Savings Bank
- Verified: Jul 30, 2026 against unionsavings.com
- Field reports: 0

## Summary
Union Savings Bank offers up to $400 for opening an Essential Checking account. You earn $150 for one direct deposit, $100 for making 10 debit card purchases, and $150 for opening a savings account and keeping a $500 average balance for 60 days.

## Requirements
1. Open a new Essential Checking account with $25 or more as the primary account holder.
2. Make one qualifying direct deposit within 60 days to earn $150.
3. Open a USB debit card and make 10 debit purchases within 60 days to earn $100.
4. Open an Essential Savings account at the same time and maintain a $500 average balance for 60 days to earn $150.

## Fine print that matters
- Offer not available to existing USB personal checking customers or those whose accounts were closed in the previous 12 months.
- Limit one offer per customer.
- P2P, bank transfers, or other electronic money transfers do not qualify as direct deposits.
- ATM transactions do not count toward the 10 debit card purchases.
- Bonuses are subject to 1099 IRS reporting requirements.
- Employees of Union Savings Bank are not eligible.
- New USB savings customers only for the savings bonus portion.

## Sources
- unionsavings.com offer page <https://www.unionsavings.com/personal-checking/400-checking-bonus/> (checked Jul 30, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._