# United Federal Credit Union Checking Account: $250 bonus

Canonical: https://dealaka.com/offers/united-federal-credit-union-checking-account-sign-up-bonus

- Status: Limited reports
- Bonus: $250
- Requirement: $50 deposit, direct deposit of $1,500+ in 90 days
- Expires: no published end date
- Availability: Nationwide
- Institution: United Federal Credit Union
- Verified: Jul 19, 2026 against unitedfcu.com
- Field reports: 0

## Summary
Open a new United Federal Credit Union checking account with a $50 minimum deposit and set up direct deposit. Once you receive more than $1,500 in qualifying direct deposits within 90 days, you'll get a $250 bonus deposited within 30 days.

## Requirements
1. Open a new consumer checking account with a $50 minimum deposit.
2. Set up direct deposit into the account.
3. Accumulate more than $1,500 in qualifying ACH direct deposits within 90 days of opening.
4. Receive the $250 bonus within 30 days of hitting the deposit threshold.

## Fine print that matters
- Offer limited to new members only, one per new member.
- Not eligible if the tax reporting owner had a United checking/savings account open or closed within the last 12 months.
- Qualifying direct deposits are ACH credits like payroll, salary, pension, or government payments; in-branch deposits, transfers between United accounts, and P2P transfers (PayPal, Zelle, Venmo, Cash App) do not count.
- Cash bonuses over $10 are reported to the IRS on Form 1099-INT.
- Offer only available to Nevada residents and may not be combined with other promotions.
- Offer as of 07/01/2026 and subject to change without notice.

## Sources
- unitedfcu.com offer page <https://unitedfcu.com/nevada-why-join> (checked Jul 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._