{"slug":"unity-bank-rewards-checking-sign-up-bonus","category":"bank","institutionSlug":"unity-bank","product":"Rewards Checking","title":"Unity Bank Rewards Checking: $400 bonus","bonus":"$400","unit":"cash","amount":400,"reqShort":"4 DDs of $2,500+ within 180 days","expiresOn":null,"status":"live","verifiedOn":"2026-07-31","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"$20 monthly service fee, waived with 12 debit card POS transactions plus one qualifier (direct deposit, savings transfer, or $25,000+ combined balance)","keep":"Account must remain open and in good standing for 180 days","posts":"Within 14 days of meeting the 180-day activity requirement","applyDomain":"unitybank.com","applyUrl":"https://www.unitybank.com/contests-and-promotions/cd-specials","summary":"Unity Bank is offering a $400 cash bonus for opening a new Rewards Checking account. To earn it you need to make at least four direct deposits of $2,500 or more within 180 days and keep the account open that whole time.","reqSteps":["Open a new Unity Bank Rewards Checking account (no existing checking relationship).","Make at least four direct deposits of $2,500 or more within 180 days of opening.","Keep the account open and in good standing for 180 days."],"finePrint":["Offer valid beginning April 14, 2025 and can be withdrawn at any time.","Only for consumers who do not currently have a checking account with Unity Bank.","Direct deposit must be an electronic paycheck, pension, or government benefit deposit.","Bonus may be IRS reportable.","Limited to one account-related gift incentive per rolling 12-month period across all deposit accounts.","Monthly service fee of $20 applies unless 12 POS transactions plus an additional qualifier are met."],"listedOn":"2026-07-31","listedAt":"2026-07-31T13:12:25.196Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"unitybank.com offer page","url":"https://www.unitybank.com/contests-and-promotions/cd-specials","checkedOn":"2026-07-31"}],"needsVerification":false}