# Unity Bank Rewards Checking: $400 bonus

Canonical: https://dealaka.com/offers/unity-bank-rewards-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $400
- Requirement: 4 DDs of $2,500+ within 180 days
- Expires: no published end date
- Availability: Nationwide
- Institution: Unity Bank
- Verified: Jul 31, 2026 against unitybank.com
- Field reports: 0

## Summary
Unity Bank is offering a $400 cash bonus for opening a new Rewards Checking account. To earn it you need to make at least four direct deposits of $2,500 or more within 180 days and keep the account open that whole time.

## Requirements
1. Open a new Unity Bank Rewards Checking account (no existing checking relationship).
2. Make at least four direct deposits of $2,500 or more within 180 days of opening.
3. Keep the account open and in good standing for 180 days.

## Fine print that matters
- Offer valid beginning April 14, 2025 and can be withdrawn at any time.
- Only for consumers who do not currently have a checking account with Unity Bank.
- Direct deposit must be an electronic paycheck, pension, or government benefit deposit.
- Bonus may be IRS reportable.
- Limited to one account-related gift incentive per rolling 12-month period across all deposit accounts.
- Monthly service fee of $20 applies unless 12 POS transactions plus an additional qualifier are met.

## Sources
- unitybank.com offer page <https://www.unitybank.com/contests-and-promotions/cd-specials> (checked Jul 31, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._