{"slug":"upgrade-cash-rewards-card-sign-up-bonus","category":"card","institutionSlug":"upgrade","product":"Cash Rewards Card","title":"Upgrade Cash Rewards Card: $200 bonus","bonus":"$200","unit":"cash","amount":200,"reqShort":"Open Rewards Checking Preferred + 3 debit card txns","expiresOn":null,"status":"live","verifiedOn":"2026-07-22","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":true,"chex":null,"fee":"No annual fee","keep":"","posts":"","applyDomain":"upgrade.com","applyUrl":"https://www.upgrade.com/upgrade-card/cash-rewards/","summary":"Open an Upgrade Cash Rewards Card along with a Rewards Checking Preferred account and make 3 debit card transactions to earn a $200 bonus. The card also earns 1.5% cash back on purchases once paid off, but that is separate from this welcome bonus.","reqSteps":["Apply for the Upgrade Cash Rewards Card.","Open an Upgrade Rewards Checking Preferred account.","Make 3 debit card transactions on the checking account.","Receive the $200 bonus."],"finePrint":["Credit lines feature APRs of 14.99% to 29.99% based on creditworthiness.","Balance transfers are subject to a fee of up to 5% per transfer.","Foreign transactions are subject to a fee of up to 3% per transaction.","A late fee of up to $29 per late payment may apply.","Cards and accounts are issued by Upgrade's bank partners."],"listedOn":"2026-07-22","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"upgrade.com offer page","url":"https://www.upgrade.com/upgrade-card/cash-rewards/","checkedOn":"2026-07-22"}],"needsVerification":false}