{"slug":"upward-credit-union-kasasa-cash-checking-rate","category":"bank","institutionSlug":"upward-credit-union","product":"Kasasa Cash Checking","title":"Upward Credit Union Kasasa Cash Checking: 3.00% APY","bonus":"3.00% APY","unit":"cash","amount":0,"reqShort":"Conditional: 12 debit txns + DD + e-statements monthly","expiresOn":null,"status":"live","verifiedOn":"2026-08-15","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"upwardcu.org","applyUrl":"https://www.upwardcu.org/checking","summary":"Kasasa Cash Checking earns 3.00% APY on average daily balances up to $10,000 when qualifications are met each month. Qualifications include enrollment in online banking, e-statement agreement, and 12 debit card purchases of $5 or more. If qualifications are not met, the account earns 0.05% APY.","reqSteps":["Be enrolled in and log into online banking.","Be enrolled in and agree to receive e-statements.","Have at least 12 debit card purchases of $5 or more post and settle to your Kasasa Rewards Checking account."],"finePrint":["Rates are subject to change at any time and are not guaranteed.","When qualifications are not met: Kasasa Cash accounts earn 0.05% APY on the entire average daily balance.","Kasasa disclosures apply.","Without the monthly qualifications the rate is 0.05% APY."],"apy":300,"apyTerm":"ongoing APY on balances up to $10,000","listedOn":"2026-08-15","listedAt":"2026-08-15T13:02:39.172Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"upwardcu.org rate page","url":"https://www.upwardcu.org/checking","checkedOn":"2026-08-15"}],"needsVerification":false}