# Upward Credit Union Kasasa Cash Checking: 3.00% APY

Canonical: https://dealaka.com/offers/upward-credit-union-kasasa-cash-checking-rate

- Status: Limited reports
- Bonus: 3.00% APY
- APY: 3.00% (ongoing APY on balances up to $10,000)
- Requirement: Conditional: 12 debit txns + DD + e-statements monthly
- Expires: no published end date
- Availability: Nationwide
- Institution: Upward Credit Union
- Verified: Aug 15, 2026 against upwardcu.org
- Field reports: 0

## Summary
Kasasa Cash Checking earns 3.00% APY on average daily balances up to $10,000 when qualifications are met each month. Qualifications include enrollment in online banking, e-statement agreement, and 12 debit card purchases of $5 or more. If qualifications are not met, the account earns 0.05% APY.

## Requirements
1. Be enrolled in and log into online banking.
2. Be enrolled in and agree to receive e-statements.
3. Have at least 12 debit card purchases of $5 or more post and settle to your Kasasa Rewards Checking account.

## Fine print that matters
- Rates are subject to change at any time and are not guaranteed.
- When qualifications are not met: Kasasa Cash accounts earn 0.05% APY on the entire average daily balance.
- Kasasa disclosures apply.
- Without the monthly qualifications the rate is 0.05% APY.

## Sources
- upwardcu.org rate page <https://www.upwardcu.org/checking> (checked Aug 15, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._