{"slug":"us-bank-business-essentials-checking-sign-up-bonus","category":"bank","institutionSlug":"us-bank","product":"Business Essentials Checking","title":"U.S. Bank Business Essentials Checking: $400 bonus","bonus":"$400","unit":"cash","amount":400,"reqShort":"Deposit $5,000 new money in 30 days, keep 60 days, 6 txns","expiresOn":"2026-09-27","status":"live","verifiedOn":"2026-07-24","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"$0 monthly maintenance fee","keep":"","posts":"","applyDomain":"usbank.com","applyUrl":"https://www.usbank.com/business-banking/banking-products/business-bank-accounts/business-checking-account.html","summary":"Open a new U.S. Bank Business Essentials checking account and deposit at least $5,000 in new money within 30 days. Keep that balance for 60 days and complete six qualifying transactions to earn a $400 bonus.","reqSteps":["Open a new U.S. Bank Business Essentials checking account using promo code Q3DIG26.","Deposit at least $5,000 in new money within 30 days of opening.","Maintain a balance of at least $5,000 for 60 days after account opening.","Complete six qualifying transactions within 60 days of opening.","Receive the bonus deposit about 30 days after the month in which requirements are met."],"finePrint":["Limit of one bonus per business.","New money must come from outside U.S. Bank, not transferred from another U.S. Bank product or affiliate.","Existing businesses with a current or recently closed (within 12 months) business checking account do not qualify.","Bonus is reported as interest on IRS Form 1099-INT and is taxable.","Offer may not be combined with other business checking bonus offers.","Current U.S. Bank employees are not eligible.","Person-to-person payments, credit card transfers, and transfers between U.S. Bank accounts do not count as qualifying transactions."],"listedOn":"2026-07-24","listedAt":"2026-07-24T13:27:44.425Z","audience":"business","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"usbank.com offer page","url":"https://www.usbank.com/business-banking/banking-products/business-bank-accounts/business-checking-account.html","checkedOn":"2026-07-24"}],"needsVerification":true}