# U.S. Bank Business Essentials Checking: $400 bonus

Canonical: https://dealaka.com/offers/us-bank-business-essentials-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $400
- Requirement: Deposit $5,000 new money in 30 days, keep 60 days, 6 txns
- Expires: Sep 27, 2026
- Availability: Nationwide
- Institution: U.S. Bank
- Verified: Jul 24, 2026 against usbank.com
- Field reports: 0

## Summary
Open a new U.S. Bank Business Essentials checking account and deposit at least $5,000 in new money within 30 days. Keep that balance for 60 days and complete six qualifying transactions to earn a $400 bonus.

## Requirements
1. Open a new U.S. Bank Business Essentials checking account using promo code Q3DIG26.
2. Deposit at least $5,000 in new money within 30 days of opening.
3. Maintain a balance of at least $5,000 for 60 days after account opening.
4. Complete six qualifying transactions within 60 days of opening.
5. Receive the bonus deposit about 30 days after the month in which requirements are met.

## Fine print that matters
- Limit of one bonus per business.
- New money must come from outside U.S. Bank, not transferred from another U.S. Bank product or affiliate.
- Existing businesses with a current or recently closed (within 12 months) business checking account do not qualify.
- Bonus is reported as interest on IRS Form 1099-INT and is taxable.
- Offer may not be combined with other business checking bonus offers.
- Current U.S. Bank employees are not eligible.
- Person-to-person payments, credit card transfers, and transfers between U.S. Bank accounts do not count as qualifying transactions.

## Sources
- usbank.com offer page <https://www.usbank.com/business-banking/banking-products/business-bank-accounts/business-checking-account.html> (checked Jul 24, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._