# USAA Cashback Rewards Plus: $200 bonus

Canonical: https://dealaka.com/offers/usaa-cashback-rewards-plus-sign-up-bonus

- Status: Limited reports
- Bonus: $200
- Requirement: Spend $1,000 on purchases by Nov 30, 2026
- Expires: Nov 30, 2026
- Availability: Nationwide
- Institution: USAA
- Verified: Jul 31, 2026 against usaa.com
- Field reports: 0

## Summary
USAA is offering a $200 cash bonus on its Cashback Rewards Plus American Express Card when you spend $1,000 on qualifying purchases by November 30, 2026. The bonus is added to your rewards balance up to 90 days after the promotion ends.

## Requirements
1. Apply for and open the Cashback Rewards Plus American Express Card.
2. Spend $1,000 on qualifying purchases by November 30, 2026.
3. Wait for the bonus to post to your rewards balance.

## Fine print that matters
- Please allow up to 90 days after the end of the promotion for the bonus to be added to your rewards balance.
- Transactions that are not qualifying purchases do not earn rewards and will not count toward the purchase requirement.
- There is a transaction fee of 5% of the amount of each balance transfer, convenience check, and cash advance from account opening.
- The introductory 0% APR on balance transfers and convenience checks applies through your March 2028 billing cycle, after which the variable regular APR of 15.40% to 27.40% applies.

## Sources
- usaa.com offer page <https://www.usaa.com/banking/credit-cards-public/cash-back/rewards-plus/> (checked Jul 31, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._