{"slug":"usaa-preferred-cash-rewards","category":"card","institutionSlug":"usaa","product":"Preferred Cash Rewards","title":"USAA Preferred Cash Rewards: $250 bonus","bonus":"$250","unit":"cash","amount":250,"reqShort":"$1,000 in purchases in 90 days","expiresOn":null,"status":"live","verifiedOn":"2026-07-21","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":true,"chex":null,"fee":"No annual fee","keep":"","posts":"","applyDomain":"usaa.com","applyUrl":"https://www.usaa.com/bank/credit-cards/preferred-cash-rewards-credit-card","summary":"USAA offers a $250 cash bonus on its Preferred Cash Rewards Credit Card after you spend $1,000 on qualifying purchases within 90 days of opening the account. You must be a USAA member, or become one, to apply.","reqSteps":["Become a USAA member if not already.","Apply for and open the USAA Preferred Cash Rewards Credit Card.","Spend $1,000 on qualifying purchases within 90 days of account opening.","Receive the $250 reward bonus."],"finePrint":["Must be a USAA member or become one to apply; membership is limited to current and former military and their spouses and dependents.","A fee of 5% of the amount of each balance transfer, cash advance, and convenience check applies.","Regular APR is 15.40% to 27.40% variable.","No annual fee and no foreign transaction fees."],"listedOn":"2026-07-21","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"usaa.com offer page","url":"https://www.visa.com/en-us/card-finder/credit-card/usaa","checkedOn":"2026-07-21"}],"needsVerification":false}