# USAA Preferred Cash Rewards: $250 bonus

Canonical: https://dealaka.com/offers/usaa-preferred-cash-rewards

- Status: Limited reports
- Bonus: $250
- Requirement: $1,000 in purchases in 90 days
- Expires: no published end date
- Availability: Nationwide
- Institution: USAA
- Verified: Jul 21, 2026 against usaa.com
- Field reports: 0

## Summary
USAA offers a $250 cash bonus on its Preferred Cash Rewards Credit Card after you spend $1,000 on qualifying purchases within 90 days of opening the account. You must be a USAA member, or become one, to apply.

## Requirements
1. Become a USAA member if not already.
2. Apply for and open the USAA Preferred Cash Rewards Credit Card.
3. Spend $1,000 on qualifying purchases within 90 days of account opening.
4. Receive the $250 reward bonus.

## Fine print that matters
- Must be a USAA member or become one to apply; membership is limited to current and former military and their spouses and dependents.
- A fee of 5% of the amount of each balance transfer, cash advance, and convenience check applies.
- Regular APR is 15.40% to 27.40% variable.
- No annual fee and no foreign transaction fees.

## Sources
- usaa.com offer page <https://www.visa.com/en-us/card-finder/credit-card/usaa> (checked Jul 21, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._